Personal Details
Applicant 1
Applicant 2
Applying as
Title
Middle Name(s)
Family Name
Preferred Name (if different to above)
Date of Birth
Marital Status
Dependents (number & age of each)
Mother’s Maiden Name
Residency
Nearest Relative or Friend (may be required by your lender)
Home Phone Number
Mobile Number
Email Address
Preferred Method of Contact
Current Residential Details
Previous Address (if within last 2 yrs)
Other Notes
Employment Details
Applicant 1
Applicant 2
CURRENT-Primary
Types & Status
Occupation
Employer Name
Employer Address
Employer Contact Details
Date Commenced
Probation Period
CURRENT-Secondary/Other
Types & Status
Occupation
Employer Name
Employer Address
Employer Contact Details
Date Commenced
Probation Period
PREVIOUS - if within last two years
Types & Status
Occupation
Employer Name
Employer Address
Employer Contact Details
Period Employed
FINANCIAL POSITION - Monthly Income Expenses
Net Income
Current ($)
After Settlement ($)
Expenses
Current ($)
After Settlement ($)
Primary Employment
Credit Commitments
Applicant 1:
Existing mortgage - Primary residence
Applicant 2:
Existing mortgage - Other home
Secondary Employment
Existing mortgage(s) - Investment - total repayments
Applicant 1:
Proposed mortgage(s) - Investment - total repayments
Applicant 2:
Margin loan(s)
Government Benefits (Centrelink/DVA)
Credit Card(s) at 3% of limit
Investment - Property
Personal Loan(s)
Proposed - total rent to be received
Vehicle Finance
Investments - Other
(e.g. cash, shares, managed funds)
Other e.g. ATO repayment plans, family loans
Overseas Sources - convert to AUD
Living Expenses
Other Sources
Childcare including nannies
Child maintenance
Clothing and personal care
Education - public and/or private school fees, uniforms & activities
HECS / HELP
Groceries - supermarket, meat, fruit & vegetables
Insurances - health, home, contents, life, income protection, pet & voluntary super
Investment property utilities, maintenance & other related costs
Medical and Health Costs - doctor, dental, optical, and pharmaceutical
Other unique items
Owner occupied property maintenance, utilities, rates, and related costs
Recreation and Entertainment - dining out, movies, gifts, memberships, pet care
Recreation and Entertainment - dining out, movies, gifts, memberships, pet care
Transport - public, car expenses (petrol, registration, insurance, servicing & tolls)
Rent or Board
TOTAL NET INCOME (A)
TOTAL EXPENSES AFTER SETTLEMENT (B)
NET MONTHLY SURPLUS (A – B)
TAX RESIDENCY
Applicant 1
Applicant 2
Are you a tax resident of a foreign country?
If you answered ‘Yes’ to the above question, please provide your country of tax residency and your citizenship status. Please note: You will need to provide your Tax Identification Number to the lender as part of your application process
SELF EMPLOYED APPLICANTS (if applicable)
BUSINESS DETAILS & FINANCIAL POSITION
Name of entity
Type of entity
ABN/ACN
Registered trading name
Trustees (if applicable)
Beneficiaries (if applicable)
Latest Financial Year ($)
Previous Financial Year ($)
Comments
Sales
Less cost of goods sold
Gross profit
Operating expenses
Net Profit Before Tax
Addbacks
One off expense(s)
Interest
Depreciation
Directors fees & salaries
Superannuation contributions
Other
Sub Total
Less Tax
TOTAL NET INCOME
Are you aware of any future changes to business income that may affect your ability to meet your financial obligations?
If Yes, please provide further details
Has the income been consistent in the last two years?
If No, please provide further details
